Save, Invest, Borrow
"Always earn compound interest on money you store."
We think tried and true methods to passive income and long-term wealth building are the best investments you can make. What are good investments? You should try to bring together a variety of diverse investments that not only offers a good return over time, but preferably ones that earn compound interest. If it’s not earning compound interest, then it should be a tax asset. That is key to achieving financial independence dependably.
Primary Strategies for Dependable Long-term Income
- Index Funds
- Dividend Strategies
- DeFi (decentralized finance)
- Real Estate
- IULs
Save Intelligently
Start Small With Saving Your Spare Change
If you haven't started yet, start small, start easily, then scale.
Knowing how to save money and make it work for you is integral to becoming independently wealthy.
Acorns makes it super easy to save and invest by using spare change and/or monthly contributions.
Roundlyx allows you to round up spare change from your purchases to automatically invest into the crypto of your choice.
Best Cashback Sites and Apps
Decreasing your expenses allows you to have more money in your pocket, business, or investments. Start saving now!
Get the browser extension or take the app with you in-store to save big on purchases from major retailers.
The honey extension works automatically to find you the lowest prices for your online purchases and, on average, discounts prices for users by ~17.9% on over 30,000 retailers.
Rakuten allows you to save lots of money on your purchases when you shop through their portal.
Invest Money Easily
Best Apps to Start Investing in Stocks and Crypto
With zero commissions and no minimum deposit, Webull is one of the best investing apps you can use in our opinion.
Honey currently partners with over 30,000 retailers. The honey extension works automatically to find you the lowest prices for your online purchases and, on average, discounts prices for users by ~17.9%.
Invest With A Little Money
Real Estate Investment Apps
Buy shares of rental properties, earn monthly income, and watch your money grow.
Buy Businesses Already Making Money
Particularly useful in finding local businesses to purchase, BizBuySell touches on many different industries.
Borrow
Traditional
David Allen Capital
David Allen Capital
Crypto
Nexo
Borrow cash or crypto with Nexo
Borrow with Capital
If you already have capital, an ~$80-$100k+ marginable asset portfolio, or other assets – this is for you.
Borrow intelligently and “become your own bank”. Copy the rich to get richer. The 401k is not the way.
Want to buy a Lamborghini, expand a business, OR buy more assets AND you ALSO want to reduce your tax liability, get a revolving line of credit from household-name banks, and pay it off whenever YOU want to? A.B. Nicholas’ Leverageline and REITLine is how you do that.